醮 · Clearing the Spiritual Ledger
Yin Debt Repayment (Birth Debt + Private Debts)還陰債
Clearing the spiritual ledger - the full birth debt and private karmic debts repaid in a single engagement ($1,276), or the account kept maintained with monthly clearing and quarterly installments, with video proof of every ceremony.
Plans & Pricing · 供養
02. Monthly Yin Debt clearing每月還陰債
Spiritual housekeeping for daily luck - clears the negative energy of the month and appeases minor karmic creditors. Performed monthly, typically on the 1st or 15th of the lunar month. Best for smoother daily operations, better sleep, stable mood.
$10003. Quarterly Shou Sheng repayment每季還受生債
Repaying the life-loan by installments to the Celestial Treasury, once every three months on major auspicious festivals. Best for unlocking maximum wealth potential and extending life blessings.
$130
The full repayment is $1,276. Maintenance plans: monthly clearing $100, quarterly Shou Sheng repayment $130.
Every booking is confirmed by email with the ceremony date; a short pre-ritual correspondence collects any details the rite requires.
The Practice · 緣起
What it is, plainly
Before prosperity can settle, the spiritual ledger must be cleared. Yin debts comprise two great classes: the official Birth Debt - the money and grain every soul borrows from the netherworld's Salary Treasury before incarnating, a debt owed by all without exception - and the private karmic debts of past and present lives: debts of taking life, of love, of hurtful words and broken trust, and the claims of karmic creditors.
The debt may be cleared at once or kept maintained. Think of the full engagement as paying off the mortgage, and the plans as the monthly upkeep: karma accrues daily through thought and action, so even after a major clearing, regular maintenance keeps the pathways open and the connection to the Wealth God unobstructed. Each ceremony is performed on your behalf by Master MingDai - no physical presence required - and documented on video.
What You Receive · 所得
What the offering includes
Debt assessment & registration
From your birth data (Eight Characters), your treasury office and the amount owed are calculated; the repayment petition is drafted with the corresponding birth-debt gold, ingots and fruit.
Master-selected dates
The most effective burning dates are calculated from the lunar calendar for your account.
Hand-folded yuan bao
Authentic spiritual gold ingots, folded by hand, ensure the energy is received in the spiritual realm.
A formal petition (biao wen)
A document bearing your name, birth date, and address, so the repayment is credited to your spiritual account and no other.
Video proof
A WhatsApp video of each ceremony shows your petition burning together with the offerings.
How It Works · 流程
壹
Choose your path
The full repayment ($1,276) clears the birth debt and private debts together in one engagement; the monthly clearing and quarterly installments keep the account maintained after.
贰
Submit your details
Name, birth date, and address - the account the repayment must reach.
叁
The ceremony is performed
On the master-selected date, your petition and the yuan bao are burned at the altar on your behalf.
肆
Receive the proof
The video of your ceremony arrives via WhatsApp; the cycle repeats at your chosen cadence.
Who It Serves · 誰來
- 緣
Those with unexplained financial leakage - income that arrives and will not stay
- 緣
Anyone who feels career progress blocked despite genuine effort, or carrying recurring health issues with no clear cause
- 緣
Anyone who wishes to settle the birth debt once, completely, and stop the deductions at the root
- 緣
Practitioners of prior major clearings who want the account maintained, not merely opened
Etiquette & Notes · 禮敬
First time addressing your Yin Debt - or facing a severe crisis (major illness, bankruptcy, lawsuit)? Book the Oracle Hotline first: Master MingDai will read your Ba Zi and determine the exact debt before any burning is prescribed.
With the debt cleared, replenish the vault: the combined Yin Debt + Fortune Vault engagement is priced at $2,046.
This service does not require your physical presence; all ceremonies are performed on your behalf.
Consistency is the practice. Whether the full repayment or a maintenance plan, keeping the cycle is what ensures continuous protection.
This is a spiritual service offered for personal inspiration and positive energy. Results vary with faith, intention, and environment, and no ceremony here substitutes for medical, legal, psychological, or financial advice. Every rite is conducted with authenticity and full reverence.
More from Rituals
Other offerings
Fortune Vault Replenishment補財庫
Refill the spiritual bank account and stop wealth leakage - the full replenishment ceremony ($968) or monthly offerings of yuan bao and Jade Emperor Money, escorted by celestial guards.
Soul Deliverance for the Deceased超度亡靈
The orthodox deliverance rite - invoking the Heavenly Worthy who Saves from Suffering and the Ten Nether Courts to dissolve the sins and grievances of departed souls and guide them to a good rebirth.
Birth Debt + Fortune Vault Combo還受生債補財庫套餐
The Birth Debt repayment and the Fortune Vault replenishment in a single engagement - debt cleared, vault filled, the fullest wealth-gathering effect.
Infant Spirit Deliverance超度嬰靈
Guiding infant spirits to rebirth and dissolving the karmic bond - the orthodox rite for children lost to abortion, miscarriage, stillbirth or early death.
Karmic Creditor Deliverance超度冤親債主
Resolving grudges and entanglements from lifetimes of karma - the orthodox rite that dissolves the creditors' resentment, repays the claims, and brings both sides to peace.